Why Buy Life Insurance?

Insurance is defined as protection against future loss. The basic purpose of insurance is to financially protect the people you care about.

MarriageWe can't see into the future, but we can plan for it. Consider some of the events that may cause your insurance needs to change:

  • Marriage
  • Children
  • Buying a House
  • Starting a Business
  • Education Expenses
  • Retirement

Life insurance can provide for your family in the eventuality that you can't. If you have dependents, consider what would happen to them if you were no longer here to support them. How would the quality of their life and their future be affected? By planning now, you can continue to provide for your family, even in the event of your death. Life insurance benefits can be used to replace lost income, pay for final expenses, pay outstanding debts, or pay for your children's education.Education

  • Replace Lost Income - If you have dependents, life insurance can help ensure that your loved ones will be able to maintain a comparable standard of living.
  • Pay Your Final Expenses - Life insurance proceeds can be used to pay for your funeral expenses and any medical or other final expenses.
  • Pay Outstanding Debts - You can make sure that your family home is protected by providing adequate insurance to pay off the balance of your mortgage and other debts.
  • Pay For Your Children's Education - By purchasing life insurance, you can be sure that the costs of your children's education will be taken care of, no matter what the future holds.

How Much Life Insurance Do You Need? Try this Life Insurance Worksheet.

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