Dignified Choice Final Expense


Dignified Choice® - Classic life insurance plans offer an uncomplicated way to provide for your final expense needs. Eligibility is determined by your answers on the application. A simple telephone interview is required for full benefit policies.

Dignified Choice® Guarantees:

  • Premium Guarantee. Your premiums will never increase, regardless of your age or health.
  • Death Benefit Guarantee. Your death benefit will never decrease.
  • Guaranteed Cash Values. Your policy will build cash values that may be borrowed against.
  • Guaranteed Non-Cancellable. Your policy will never be cancelled, as long as application questions are answered accurately and premium payments are kept current.

The following riders are available:

  • The Accelerated Death Benefit Rider allows for an early payment of 50% of the death benefit if the insured is diagnosed with a terminal condition and life expectancy of 12 months or less. Receipt of accelerated benefit may affect eligibility for public assistance programs and may be taxable.
  • The Accidental Death Benefit Rider doubles the benefit for accidental death.
  • The Children's Term Rider provides level term insurance on the insured's children, grandchildren or great grandchildren.

Why choose Columbian for Final Expense?

Interested in learning more?  Contact us!

This describes Policy/Rider Form Nos. 1F607, 1F607-CL, 1F608-CL, 1F609, 1F609-CL, 1H884, 1H884-CL, 1H915, 1H915-CL, 1916, 1H916-CL and 1H885-CL or state variation. Product specifications and availability may vary by state.